There is a huge brouhaha about mobile payments, and I am keen on anything mobile. I love mobile. I love iPhones, I love Androids, and I am even vaguely fond of Blackberrys. But for the life of me, I can’t figure out why mobile payments are easier/faster/better than regular credit cards?

Here is a nice write up from TechCrunch, but still it didn’t immediately grab me why this was better? I still have to be near a cash register. Likely, I need to sign something or otherwise prove my identity. Is it the ability to choose from different payment accounts? I can do that by taking another card out of my wallet.

I want to be thrilled by this. I really do. But it strikes me as a solution in search of a problem. Can someone enlighten me?